Health Insurance for Expatriates in Spain
with Mutuarisk Expats
Your health is our priority.
At Mutuarisk Expats, your health, and that of your family, is our top concern.
Finding the best health insurance for expatriates in Spain can be challenging if you expect a medical experience similar to home.
That’s why we offer:
Key Coverages for Expat Health Plans:
Primary Care
Specialist Access
Hospitalization and surgical services
Advanced Diagnostics
Annual Check-ups
Speech Therapy
Mental health Services
Why opt for Private Health Insurance in Spain?
Private health plans delivers unmatched speed, flexibility and quality of care, perfect for expats who just demand more:
Inmediate Access & No Waiting Lists
Avoid long waiting times
Freedom to Choose Doctors & Hospitals
Select your preferred doctor, specialist, or private clinic, even top-tier centers. Switch professionals to suit your preferences
Care in Your Language
Access healthcare professionals who speak English ensuring clear communication and understanding of your treatment.
Comfort & Privacy
Private hospital room (with guest accommodation) and enjoy tailored service
International Second Medical Opinion
Second specialist opinion on serious health issues
Worldwide Coverage
Travel and live abroad worry free
Legal Compliance
Easily meet Spanish and EU visa insurance mandates without hassle
Tailored plan
Coverage tailored to your age, family situation, and specific needs
Exceptional Advantages for Expats
Unbiased, tailored guidance:
We analyze your real needs and recommend only the top solutions
Access to Premier Insurers
Guaranteeing competitive, comprehensive protection
Extensive Medical Network
Broad access to specialists, emergency care, and hassle–free reimbursements in Spain and abroad.
Flexible, customized Plans
With or without co-payments, family and over-60 policies, plus international medical plans.
Exclusive Discounts
Special rates for families tailored to your age, profile, and country of origin.
Support in English
Comparing Spain’s Public Healthcare vs. Private Health Insurance
Spain’s Public Healthcare
(State-funded system)
|
Private Health Insurance
(via Mutuarisk)
|
|
|---|---|---|
| Access to doctors & hospitals | Public assignment | Free choice of specialists and clinics |
| Language of care | Mainly Spanish | More likely to offer service in English and other languages |
| Waiting times | Lengthy in some regions | Minimal or none |
| Hospital accommodation | Shared rooms | Private room, with optional guest bed |
| Second medical opinion | Very limited | Included in most plans |
| International coverage | Not available | Basic travel insurance included in most policies |
| Medical expense reimbursement | No | Partial or full reimbursement depending on the plan |
Why consider Private Health Insurance in Spain?
Spain’s public healthcare system provides broad access but at the same
time comes with notable drawbacks:
Limited choice:
You cannot freely choose your doctor or hospital; you’re usually assigned one based on your area of residence.
Long Waiting Lists:
Routine appointments, diagnostic tests and procedures often face delays, especially in high demand areas
Language challenges:
Most care is delivered in Spanish, which can lead to misunderstandings for non-spanish speakers
Why opt for private insurance?
Speed and free and broad choice:
Book directly with the specialist you prefer and avoid long queues
Premium experience:
Enjoy private rooms faster diagnostic tests and seamless service
