Life Insurance for Expatriates in Spain with Mutuarisk Expats
Life insurance offers your family (or chosen beneficiaries) financial protection if the unexpected happens: death, disability, or critical illness.
As a non spanish resident, you need a policy reflecting your unique circumstances (personal and professional) to ensure your peace of mind.
At Mutuarisk Expats, you benefit from expert guidance and access to the market’s top insurers so you can secure a policy that fits you perfectly
Key Coverages of Expat Life Insurance
Death Benefit
Payment to your beneficiaries to cover expenses, debt and maintain their lifestyle
Permanent Total Disability
Financial protection if you become permanently unable to work in your profession
Critical Illness
Advance payment of capital if diagnosed with a serious illness—cancer, heart attack, or stroke
Repatriation expenses
Covers transportation and related costs to return your body to your home country
Benefits for Expats
Why You Need Life Insurance in Spain?
Financial Security for Your Family
Ensure your loved ones can cover living expenses, mortgage payments, education costs, or debts without having to sell assets or take on loans.
Legal and Banking Requirements
Spanish banks often require life insurance tied to mortgages, especially for foreign applicants. Certain work-permit applications may also require life insurance policies.
Fit your unique situation
Your policy can be tailored to your personal and professional needs.
Estate and Succession Planning
Prevents legal and finaltial complications for your heirs.
Peace of Mind
Your loved ones will be financially protected
Choosing the right life insurance for your needs?
Mortgage Protection
Covers the outstanding loan balance so your family won’t face mortgage repayments if you pass away.
Family income Insurance
Designated to maintain beneficiaries’ lifestyle and cover future expenses.
Self-Employed income protection
Protects your professional income in case of permanent disability; often tax-deductible.
Our blog
Essential Insurance Checklist if you are moving to Spain as an Expat
Moving to Spain as an expat means adapting to a whole new environment, and making sure you’re protected against the unexpected. At MutuaRisk Expats , we’ve prepared this checklist
