Travel Insurance for Expatriates in Spain with Mutuarisk Expats

Looking for the best travel assistance insurance for expatriates?

Travel opens the door to freedom, discovery, and unforgettable experiences but it also comes with risks and surprises. At Mutuarisk Expats, we are experts in travel insurance for expatriates in Spain.

Enjoy tailor-made protection, independent comparisons, and support in your own language

Expat Expertise

With over 30 years of experience, we have guided hundreds of foreigners in Spain through every aspect of travel coverage.

Independent Comparison

Access to top national and international insurers, always recommending only the coverages you need.

Tailored Options

Flexible solutions for individuals, families, and frequent travellers, with options for single-trip or annual multi-trip plans.

Service in English

Our team advises and supports you in English

Main Coverages of Expat Travel Insurance

International Medical Assistance

Cover medical expenses, hospitalization, surgeries and prescription abroad

Repatriation & Medical Transfer

Covers your return home in the event of a serious illness or accident

responsabilidad civil

Trip Cancellation or Interruption

Reimburses for trip cancellation, if you must cancel or cut it short

asistencia impago alquiler

Baggage protection

Compensation for lost, stolen, or damaged luggage

Liability

Coverage for third-party damages during the trip

Adventure Sports Coverage

Coverage for high-risk activities like skiing or skydiving

seguro defensa juridica

Legal Assistance

Covers legal defense costs if you face legal issues abroad

seguro enfermedad hospitalización

Extended Stay

Covers additional accommodation and living costs if you are forced to extend your trip due to illness or quarantine

Key Benefits of Expat Travel Insurance

Global Protection

Protection wherever you go whether for leisure, business travel, or returning home.

Tailored recommendations

We analyse your destination, duration, and travel style to recommend only the coverages you truly need.

Unbiased Comparison

Access to leading companies and policies ensures you get the most comprehensive and cost-effective option.

Support in English

Adventure Sports Coverage

Optional extensions for high risk activities such as skiing, climbing, …

Flexible options

Single trip coverage or annual multi-trip plan, based on how often you travel

Why Expatriates Need Travel Insurance?

Medical Emergencies Abroad

Covers treatment costs, hospital stays, repatriation, and 24/7 assistance anywhere in the world.

Trip Cancellations & Delays

Compensation for trip cancellations, baggage loss or flight delays

Legal Entry Requirements

Meets the thresholds required by many countries for visa approval

Adventure Sports & Activities

Optional extensions protect you practicing adventure sports

What Type of Travel Insurance Do You Need?

Single-Trip Insurance:

Perfect for one-off journey, business trips, or short getaways.

Annual/Multi-Trip Insurance:

Ideal for expatriates who travel frequently for leisure, work, or family visits.

Adventure Sports Insurance:

Essential for thrill seekers.

Looking for Expert Travel Insurance advice?

Fill out our form to receive expert, tailored advice on your insurance needs. We’ll help you compare and select the travel insurance for expatriates in Spain

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Insurance Type

Frequently Asked Questions

While some private health plans extend abroad, they often come with exclusions. It’s wise to review your policy and, if necessary, add up travel insurance to ensure full protection

You are never alone, your company will assist you 24/7

Pricing depends on several factors such as length of the trip, destination, type of coverages and the age of the insured

Terrorism coverage is optional and available with certain plans. Please check with us for details.

This depends on the individual case. In some policies, pre-existing conditions may be excluded, but coverage may be available depending on the product. Contact us to explore your options.

A tailored quote is the best way to compare options

Still have questions? Talk to an expert advisor